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Americans spend more than $1,450 each year on holiday-related purchases — from gifts and travel to decorations and entertainment. These costs layered into your monthly expenses can significantly strain your budget.

Diverse businesses are the backbone of many of communities. That’s why JPMorgan Chase is committed to helping these businesses develop and thrive.

If you are ready to dive into small business ownership, having a plan, understanding your credit health, and building a strong foundation can set you up for success — and help you sustain and grow what you are working to build today.

Your credit score is a number that tells a story of who you are as a customer. The good news is that understanding how it works and monitoring it can help you take control of the story over time.