budgeting

In 2025, everything feels like it’s becoming more expensive — from gas and groceries to school supplies. Whether you’re running a business, managing a household, or just trying to keep up, it’s important now more than ever to keep a close eye on your numbers.

According to a survey conducted by Payroll.org, a staggering 78% of Americans find themselves living paycheck to paycheck, marking a 6% increase from the previous year. This means more than three-quarters of the population struggles to save or invest after covering their monthly expenses.